فرص وتحديات البنوك الإسلامية في ظل اقتصاد المعرفة دراسة تطبيقية على بنك فيصل الإسلامي بمدينتي الأبيض والنهود للفترة(2017-2021)

Abstract

The aim of the research is to identify the knowledge economy and highlight the investment opportunities for Islamic banks to benefit from them in the field of knowledge economy, and to know the challenges facing Islamic banks in the light of the knowledge economy. Islamic banks faced technical and technological challenges that made them unable to benefit from the digital economy. Islamic banks adopted the application of the latest technology and communication methods to achieve the level of total quality in their banking services. The historical method and the descriptive method and its tools were used to collect, classify and analyze the research data to highlight the characteristics of the respondents and infer them statistically to estimate the parameters of the research community in order to achieve the goals. The research concluded that there are challenges faced by Islamic banks represented in the inefficiency of the employees of the banks subject of the research as a result of the weakness of technology, networks and traditional banking systems, and consequently the failure to benefit from the economies of knowledge. Banking that enables banks to face informational challenges in order to build a digital economy that depends on knowledge in all aspects of banking and economic activity.